Our Approach

Step 1

Initial meeting

As a first step we will arrange an introductory or discovery meeting. We need to know about your goals, objectives and your present financial circumstances. You need to decide whether or not we are the right team for you. There is no charge for the initial meeting and there is no obligation to proceed.

Step 2

Information gathering

Once you’ve decided to work with us, we will require permission to request further information from the companies that you currently deal with. This part of the process ensures we have all of the relevant information required to advise you appropriately.

Step 3

Preparing our recommendations

Using the information obtained, we develop a detailed financial plan. We look at whether the financial plan will fit in with your lifetime goals and make sure you are comfortable with the timescale for implementing the plan. We research the market, review different products and providers, and follow up with the preparation of a document outlining a strategy tailored to your individual goals and circumstances.

Step 4

Presenting our recommendations

We take you through our recommendations in detail. We explain why we've chosen specific solutions and outline product features. Our goal is to ensure that you understand why we have recommended certain products or a particular advice strategy. We'll also discuss the cost of any future work and explain how you can check on investment performance.

Step 5

Implementing your plan

All the necessary product paperwork is completed and processed. We make sure that all our recommendations to which you've agreed have been implemented. We'll also liaise with your accountant or solicitor if appropriate.

Step 6

Reviewing your plan

The frequency and level of contact you have with us is up to you. It could be face-to-face meetings, over the phone or by email. If your circumstances change, we also need to know so that we can review what further changes your plan may require. These would typically cover life-changing events including getting married, having a baby, a promotion or buying a new property – all events that may affect your finances and will require you to assess your financial planning strategy.

Independent Financial Planning & Wealth Management

The Process