Premier Financial Planning

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Tel: 01225 581 222

info@premfp.com
Premier Financial Planning

Retirement Planning

When it comes to providing for retirement too many people are doing too little too late. Putting away even a small sum early on can make a big difference to the lifestyle you will enjoy when you retire. The golden rule for most people is to not rely on the State pension alone. Planning for your retirement is possibly the most important financial decision you will ever make. With life expectancy increasing year on year, we are now seeing the potential to spend almost as many years enjoying retirement as we have spent saving for it. Planning for it correctly will provide you with the standard of living you wish to achieve after you stop work.

Saving for Retirement

There is a number of tax efficient ways to provide for a comfortable retirement. This is a complex area of financial planning and choosing the right vehicle requires a detailed understanding of your personal circumstances, tax position, employment status and attitude to risk.

Retirement Options

There are several ways to maximise your retirement income. As an intricate area of financial planning we need to take into account many factors including tax efficiency and flexibility. With expertise in this area Premier Financial Planning can provide detailed advice following a thorough financial review.

Saving for Retirement

We regularly recommend the following types of pension contract:

  • Stakeholder Pension
  • Personal Pension Plan
  • Employer Pension Scheme
  • Self Invested Personal Pension Plan (SIPP)
  • Small Self-Administered Scheme (SSAS)

Retirement Options

Some of the main contracts available for drawing your pension benefits are:

  • Annuities
  • Phased Retirement
  • Pension Fund Withdrawal
  • Income Drawdown
  • Capped Drawdown
  • Flexi-Access Drawdown

Contact Us

Bath Office
Premier Financial Planning
1 Queen Square, Bath, BA1 2HA

Corsham Office
Unit 12 Pickwick Park, Park Lane,
Corsham, Wiltshire, SN13 0HN

Tel: 01225 581 222
Email: info@premfp.com
Web: www.premfp.com

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